Buying a boat is a great way to get out on the water and have some fun in the sun. If you've just bought a boat, congratulations. If you're still deciding, take a look at our article what to know before buying a boat, which offers a quick summary of how first-time boat buyers should approach buying insurance for their new boat. NFP specializes in boat insurance for all kinds of watercraft, allowing us to insure boats across Canada.
Here is a list of tips to keep in mind before you take your boat out on the water:
Safety first
While boating is a fairly low-risk activity, it stops being the fun the second someone gets hurt. As experts in risk management and boating, we advise that you take a boating safety course before getting out on the water. There are probably countless boat safety courses in your area. A good place to start is a simple internet search.
Check the weather
Mother Nature has a larger say in your boating schedule than your realize. You may be itching to get to the lake as soon as possible, but we recommend you check your local seven-day forecast. What starts as a fun time on the lake can quickly turn dangerous in the event of a thunderstorm, rain storm or strong winds.
Life jackets
Life jackets fall under boat safety, but we wanted to give them their own number to emphasize their importance. When it comes to buying a life jacket, make sure to pick out the most comfortable option, not the cheapest. Life jackets are especially important if you're going to have children in your boat.
Plan ahead with a pre-departure checklist
When you're trying something new, the last thing you want to feel is rushed. Your pre-departure checklist could include taking the time to create space to stow gear or prepping your boat for launch. There will be plenty of time for fun on the water, and by taking the time to create a pre-departure checklist, you can ensure the best time for everyone.
If you're considering buying a boat, already have a boat or have questions about boat insurance, get in touch with NFP to discuss what your coverage options are. Our boat insurance specialists have the experience and knowledge you need to keep you on the water this summer.