Owning a boat offers the freedom to explore beyond familiar waters, but it also comes with added responsibility, especially when planning longer trips.
Many boat owners start to think about extending their travel beyond local waterways, whether that’s along the U.S. coastline or further south. Before heading out, it’s important to understand how far your current insurance coverage allows you to travel.
NFP works with clients to secure watercraft insurance coverage that aligns with their plans, including navigational extensions as far as the Caribbean. This type of specialized coverage helps ensure you can travel with confidence.
Where does coverage extend within Canada?
Coverage typically includes the Ottawa River, lakes and rivers between Quebec and Ontario, the St. Lawrence River, the Saguenay River and the inland water of New Brunswick.
How far does coverage extend into the United States?
Coverage typically extends to the inland waters of Vermont, Maine, New Hampshire, Connecticut and Rhode Island.
What about venturing beyond U.S. waters?
With additional navigational coverage, you can travel further south along the eastern seaboard, including destinations such as Florida, the Bahamas and the Caribbean. Coverage can extend as far south as Aruba, Bonaire and Curacao.
Why work with NFP?
Our boat insurance specialists understand the needs of boat owners and the importance of having the right coverage in place. With NFP, you benefit from dedicated claims support, loss-of-use coverage and emergency service protection, so you can focus on enjoying your time on the water with confidence.
To get started, we’ll need a few details about you, your boating experience and your watercraft, including the year, make and model, as well as serial numbers for your hull, engine and trailer. We’ll also ask for the purchase price, bill of sale and a completed marine survey.
For boats over 15 years old, photos may be required.
The process is straightforward and can typically be completed over the phone in about 10 minutes, so you can get back to enjoying your time on the water with confidence.
