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How the Western Drug Distribution Centre Is Making Insurance Simple for Veterinary Clinics

December 29, 2025
Professional treatment of animals in luxurious clinic.

Running a veterinary clinic today means navigating a complex landscape of responsibilities, from managing high-value equipment to supporting the health and wellbeing of your team. For many clinic owners, finding insurance and benefits solutions that reflect the realities of veterinary practice can be a challenge. 

That’s why the Western Drug Distribution Centre (WDDC) has partnered with NFP to launch a tailored insurance and group benefits program designed specifically for veterinary clinics. Available exclusively to WDDC members, this program offers a fully integrated solution that protects both the business and the people who make it thrive. 

“Veterinary clinics are unique in their needs, and this program was built with that in mind,” says Perry Cramer, vice president of business insurance. “We wanted to create something that goes beyond generic coverage. Something that truly supports the day-to-day realities of running a clinic.” 

A Holistic Approach to Insurance for Veterinarians 

The program combines robust commercial insurance with flexible employee benefits, empowering clinics to choose coverage that aligns with their operations, budget and team needs. From liability protection and cybersecurity to mental health support and dental care, the offerings are both comprehensive and customizable. 

On the business side, clinics can access coverage for professional liability, equipment and mobile units, drug spoilage and even legal expense reimbursement. These protections help safeguard against the unexpected. 

“We’ve seen how quickly things can change in a clinic environment,” says Perry. “Having the right coverage in place means you can focus on your patients and your team, knowing your business is protected.” 

The employee benefits component offers three plan tiers with optional upgrades. This flexibility allows staff to select coverage that suits their individual needs, from vision and dental care to travel insurance and mental health support through Sparrow EFAP. 

Built for Veterinarians, Backed by Experts 

What sets this program apart is its veterinary-specific focus. Our team brings deep industry expertise and a commitment to personalized service, ensuring that clinics receive guidance and support every step of the way. 

Billing is streamlined through the WDDC invoice, making administration simple and efficient. And with dedicated account management, clinics can feel confident knowing they have a partner who understands their business. 

“This isn’t just about insurance — it’s about partnership,” says Perry. “We’re here to help clinics thrive, not just survive.” 

A Program with Purpose 

At its core, the WDDC-NFP program is about empowering veterinary clinics to operate with confidence. By offering preferred pricing, tailored coverage and expert support, it reflects a deep understanding of what it takes to run a successful practice in today’s world.

Better solutions are closer than you think.

Empower your veterinary clinic to operate with confidence. Reach out today.

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https://www.nfp.ca/insights/veterinary-clinic-insurance-benefits/
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