NFP is proud to deepen our long-standing partnership with the National Golf Course Owners Association Canada (NGCOA Canada) through a comprehensive suite of insurance and benefits solutions built specifically for the realities of the golf course industry.
For years, we’ve worked closely with NGCOA Canada to support member facilities. Now, that relationship is expanding in a meaningful way, bringing together commercial insurance, employee benefits and group home and auto programs under one unified offering designed to strengthen protection for golf operations from coast to coast.
Why a Comprehensive Approach Matters
Golf courses face a unique blend of risks. A sudden storm can cause thousands of dollars in damage. Liquor liability exposures can create unexpected legal challenges. Equipment failures, guest injuries and cyber threats have become routine concerns.
Traditional insurance programs rarely address all of these realities at once. NGCOA Canada Insurance was developed to bridge that gap by bringing everything under one coordinated umbrella, backed by the expertise and scale of NFP as the association’s designated broker of record.
“Our priority is to support NGCOA Canada members with coverage designed specifically for the realities of operating a golf facility,” says Rob Rasberry, managing director of national commercial at NFP. “We know the risks owners and operators face every day, and we are committed to delivering insurance solutions that reflect those needs and strengthen their overall protection.”
Purpose‑Built Commercial Coverage for Golf Operations
At the centre of this expanded partnership is a new commercial insurance program created exclusively for NGCOA Canada members. It offers policy wording tailored to golf facilities, including enhancements to cyber and directors and officers coverage — two areas where operators are seeing growing pressure.
Members can also access NFP’s national carrier network and receive complimentary coverage and pricing comparisons. These reviews often help operators uncover coverage gaps or cost-saving opportunities that can make a real difference to their bottom line.
Employee Benefits That Support the Teams Who Keep Courses Running
Golf courses rely heavily on a mix of full-time, part-time and seasonal staff. Finding benefits plans that accommodate this reality isn’t always easy. That’s why the NGCOA Canada employee benefits program was built to be flexible, accessible and modern.
The program offers a fully digital experience and coverage levels typically seen in larger organizations, including enhanced options for owners and executives. Seasonal staff, who are overlooked by traditional benefits plans, are incorporated through dedicated coverage classes, making the program a better fit for a golf course’s workforce.
Extending Protection Beyond the Course with Group Home and Auto
Through the NGCOA Canada group home and auto program, members and their employees can benefit from preferred pricing and expanded protection for the things that matter most in their personal lives.
Bringing commercial insurance, employee benefits and personal coverage options together creates a truly comprehensive solution that supports the business, the people who run it and the broader community around them.
A Partnership Built on Long‑Term Value
NGCOA Canada has always been committed to providing its members with programs that deliver high value and practical support. Expanding the insurance offering reflects that commitment.
As Ryley Scott, director of partnerships and business development for NGCOA Canada, puts it, “Our partnership with NFP has been instrumental in delivering trusted insurance solutions to NGCOA Canada members for many years. As a national brokerage with a coast‑to‑coast network, NFP brings the scale, expertise and stability required to support golf course operators in every region.”
He adds that NFP’s significant investment of time, expertise and resources ensures members have access to professionals who truly understand the business of golf.
A Stronger, More Integrated Insurance Experience for Members
With NGCOA Canada Insurance, members now have access to a full-service platform designed to protect their course, support their people and simplify their insurance experience. It’s a comprehensive, industry-informed solution built to meet the risks of today and tomorrow.
