Starting your journey as a medical student is both exciting and demanding. With long hours, intense study schedules and the pressure to excel, thinking about insurance might not be at the top of your list. But safeguarding your financial future is crucial — that’s where NFP comes in. While you focus on taking care of others, we’re here to help take care of you.
“We know the unique challenges medical students face and the importance of protecting your income throughout your career," says Adam Gurza, senior advisor for Life and Wealth Management at NFP, an Aon company. “Our goal is to provide coverage that fits your needs now and evolves as you move from medical school through residency and into practice.”
With an exclusive offer for medical students and residents, you can access comprehensive disability insurance with up to 12 months of waived premiums while in medical school and five months as a resident or fellow. You’ll also receive up to a 25% discount on coverage, helping you protect your income without straining your budget.
“We often hear students say, ‘I know I need insurance, but I’ll deal with it later,’” says Adam. “The reality is, the earlier you secure coverage, the better your long-term savings. Waiting even a few months can mean paying significantly more over time.”
This coverage is built with flexibility in mind. It includes features such as own-occupation coverage designed specifically for physicians, ensuring that if an accident or illness prevents you from working as a physician, you can still receive benefits. Additional riders such as cost of living adjustments and coverage for HIV and hepatitis B and C offer even greater protection. As your career progresses, the future income option allows you to increase your coverage up to $25,000 per month without additional medical underwriting.
“We’re not just here to help you get coverage; we’re committed to supporting your financial health throughout your career,” says Adam. “Our life and wealth management team works with over 4,000 physicians across Canada and the United States, offering expertise in disability insurance, wealth management and financial planning.”
As your career advances, NFP’s experts are there every step of the way. From protecting your income to building your investment portfolio, we’re here to help tailor solutions to your evolving needs.
Don’t wait to secure your future. Fill out this form and get in touch with our team.