Insights

With colder months ahead, it's no doubt many Canadians are currently on the lookout for their next vacation spot, including the usual migration of snowbirds during the winter months. With Canada reopening its borders to US travel in August and the recent developments related to travel advisories, including the opening of the US borders in November, many Canadians are unsure about what is required. Do you need to show proof of vaccination? Is additional insurance required to travel? These are a

Your well-being is more critical now than ever. With blurred lines of work and life, many are struggling to strike the right balance of on- and off-hours. With the œnormal rhythms of life disrupted and our survival instincts kicked to high gear, many of us have been forced to reconsider the boundaries of work and life. Technology makes employees available around-the-clock to their co-workers and family members. Fears of job loss drives people to work longer hours. In fact, the phrase œbusiness

Because of the pandemic, many of us aren't using cars as often as we did previously. With long commutes to the office eliminated from our daily schedule, many vehicle owners across Canada started considering creative ways to save on car insurance premiums. Car insurance rates aren't fixed. However, there are many steps to take to lower your car insurance premiums. Here, we summarize a few. Steps to lower car insurance premiums Drive with caution When you get on the road, drive carefully and def

Michael Whibley joined NFP's Business Insurance team in July, bringing his wealth of expertise in small to mid-size business insurance to the organization. Adding his over 13 years of experience to the team enables NFP to deliver on servicing clients in Canada by investing in the company's desire to enhance coverage and meet clients' needs for the Complex Risks Solutions line of the business. To gain more insight into his experience of joining the company, we spoke with Whibley about his transi

Natural disasters, such as floods, wildfires and power outages, may occur at any time. In that instance, the federal or provincial governments may announce a rapid evacuation of your dwelling. An evacuation can also be needed if there's a fire or other emergency in your building. An emergency may require you to stay at home without access to stores and utilities, or leave immediately. The trick is preparing yourself ahead of time with the right materials and a comprehensive emergency grab-and-g

The onset of the pandemic disrupted our day-to-day lives and many of us had to quickly relearn how to integrate different parts of our lives in the most seamless way possible. Now, as businesses begin to strategize their return-to-work plans, a new challenge arises for human resources professionals across various industries: return-to-work anxiety. According to a global survey conducted by the Human Resource Executive, 100 per cent of 4,553 full-time employees in France, Germany, Britain,

As we prepare for colder months ahead, it's reasonable for homeowners to anticipate weather-related water damage. From snowmelt to frozen rain, these weather conditions may lead to various damage issues, such as seepage and sewer backups. Investopedia defines water damage insurance as a form of insurance policy against sudden and accidental water damage. In most cases, this does not cover damage caused by the homeowners' oversight or shortcomings regarding repairs. Many homeowners deal with wat

With the start of a school year just around the corner, many property owners are getting ready for new students to move into their housing properties. If you're a student housing property owner, it's a great time to consider getting or updating your student housing insurance (if you haven't already!). Student housing or student rental insurance is a liability and property insurance policy. Insurance brokers specially design policies to accommodate landlords' unique needs when renting to student

It's hard to plan ahead. But making a plan, and sticking to it, is a key to success in just about everything, including retirement. Not planning ahead is a strategy that just won't work when you retire, and regular paychecks stop coming in. Even if you're not even close to your retirement years, it's never too early to start thinking of a serious plan for your health, financial security, and post-career fulfillment. Katherine Rapp, senior vice president of retirement services, has been working