Insights

The entire infrastructure for transporting goods around the world shifted dramatically in 2020 due to the COVID-19 pandemic. Supply chains were tested across industries, highlighting the need for continuity plans. It started last March and April when the virus started to severely impact operations around the world. Public health regulations prevented some goods from being shipped to certain locations, while the demand for other materials, such as personal protective equipment, soared and shorta

The holiday season will look different for many this year with public health regulations preventing several traditions from taking place. Elements that would normally cause stress and anxiety this time of year such as deadlines, financial obligations and family commitments have only been amplified as a result of COVID-19. Increased case counts, lockdowns, travel restrictions and quarantine rules from the second wave are causing distress. The mental health of people - employees, clients, supervi

Canadian winters may mean it's colder outside, but there are still many ways to stay active. The COVID-19 pandemic and its ensuing restrictions have made it difficult to be together indoors. Public health officials and physicians have long said that activities are safer if they're held outside due to better ventilation. Whether it's by yourself or you're looking for fun events to do with children, here are several ways to enjoy the great outdoors over the next few months. Skiing/Snowboarding Th

The temperatures are dropping, snow is hitting the ground and holiday decorations are appearing in shops and neighborhoods. The holidays are a busy time for many people and these holiday tips will help keep things going smoothly and prevent unwanted headaches: Avoid Falls Lights are a key part of decoration for many families. Whether you're putting up a few strings of lights or decorating in the style of the Griswold family, be sure to place your ladder on sturdy ground. If possible, have some

The arrival of the holiday season signals travel. The arrival of the holiday season signals travel. Whether you're catching a flight or hitting the road, especially if you're traveling outside of Canada, it's crucial to understand your out-of-country plan coverage. This year, the main focus for holiday travelers is to comprehend how their out-of-country coverage applies. Key points to consider before, during, and after travel Make sure to keep these three points in mind before, during and after

With the recent market volatility, it's understandable if you're concerned about your retirement investments. Volatile markets can make you wonder if you're on track to meet retirement goals. This is a good time to remind yourself that ups and downs are a normal part of the market, and review best practices to follow. Participants shouldn't be discouraged. They shouldn't panic. Instead, they should be proactive! Here are some steps to take in both up and down markets: Review Portfolios. Y

Cold temperatures in Canada result in extra measures for drivers to worry about when they hit the road. Reduced tire traction due to snow, salt causing rust, engines not starting as easily - the list of extra worries in the winter is large. However, taking the time to prep for harsher conditions is worth it. Keeping your vehicle protected during the cold months is key for its longevity and it's a good idea to implement changes before it's too late. Essential Modifications for Safe and Smoo

Employees are looking for a blended approach between working from home and going to the office as their companies come out of the pandemic, according to a recent survey done by Slack. The survey indicated that 72 per cent of knowledge workers - people who identify as skilled office workers - want a mix between office and remote work. Of those surveyed, 16 per cent wanted to exclusively work from home while 12 per cent wanted to exclusively work from an office. Slack surveyed just over 9,000 wor

Most of us are always saving for something. From a down payment on a home or that dream vacation you've been wanting to, ultimately, the golden years of retirement, there are competing demands on the dollars we earmark for savings. With so many savings products available, it's sometimes difficult to know the best product to use to reach the various savings goals that we may have. That's why we're taking a closer look at Registered Retirement Savings Plans (RRSP) and Tax Free Savings Accounts (T