Insights

As the summer months creep up, many of us are planning short getaways to neighbouring towns/cities. If you're a homeowner, this might be a profitable time to turn an honest penny with a short-term rental. While you prepare to open your personal space to strangers, it might be wise to consider protecting your assets and liability. According to statistics provided by Aviva Insurance, 51 per cent of Canadians are unaware that their home insurance does not cover the losses or damages incurred by sh

Every year, the world celebrates International Self-care Day on July 24. It is a worldwide campaign held as a reminder of the benefits of self-care experienced 24 hours a day, seven days a week.

With the pandemic keeping us mainly functioning at home, commuting to work and driving in general has decreased for many Canadians. This change in our driving habits has resulted in many people looking for alternative options to insure their vehicles. Which is why we want to talk about usage-based insurance, or UBI - an insurance option that can help Canadians decrease costs with the possibility to pay-as-you-go or pay-as-you-drive. Pay-as you-drive vs. Pay-as you-go When considering UBI as an

MindBeacon, a leading provider of digital mental and behavioural health therapy, recently launched a new digital therapy program focused on managing alcohol use. This initiative was developed in consultation with The Centre for Addiction and Mental Health (CAMH). The CAMH is Canada's largest mental health and addiction teaching hospital and a world-leading research centre in the field of drug and alcohol consumption. Statistics Canada data show that since the start of the pandemic there has bee

Riders of all levels need to consider riding safely. This means thinking about more than just wearing protective gear while on a horse. As a rider, you need to ask yourself the right questions to ensure you are riding safely and that you and your coach are following safety procedures. Here we cover the top four questions riders should ask themselves before saddling up. Top 4 questions riders should ask Does my coach have insurance? Whether you're a seasoned rider or a beginner at the sport, any

Identity theft and cybercrime are on the rise - and it would seem like no one is safe. Whether a criminal tricks you into providing your personal information using sophisticated phishing scams, holds your data hostage with ransomware or hacks into your social accounts, your identity, safety and assets are at risk. In May, the Canada Anti-Fraud Center cautioned Canadians to secure their personal and financial information due to increases in incidents of fraudsters using Canadians' personal infor

Drew Coulson became interested in physiotherapy after a series of shoulder dislocations experienced while playing hockey. As a physiotherapist, he applies a whole-body approach combining manual therapy, education and functional exercise work. Statistics Canada data show that, at the beginning of this year, 32 per cent of Canadian employees aged 15 to 69 worked most of their hours from home, compared to only 4 per cent in 2016. NFP took the time to discuss working from home conditions with Drew

Do I need cyber insurance? Cyber insurance sounds like something futuristic, or the type of coverage that large businesses should be concerned about, rather than individuals. Yet, people are being impacted every day. We've heard many individual stories of identity theft or attempted fraud due to various kinds of cyber attacks over the past several months. People are asking if their insurance can help and they call looking for guidance. Unfortunately, home insurance does not automatically cover

If you're like many of our clients across Canada, your driving habits changed dramatically over 2020. The elimination of long weekday commutes left many cars parked in driveways, sometimes for multiple days in a row. This change in driving habits has raised questions on how to properly insure motorists who aren't using their vehicle daily. Have you heard of usage-based insurance (UBI)? Many Canadians are opting to sign up and participate in UBI as a means to help lower their insurance costs. UB