Insights

MindBeacon, a leading provider of digital mental and behavioural health therapy, recently launched a new digital therapy program focused on managing alcohol use. This initiative was developed in consultation with The Centre for Addiction and Mental Health (CAMH). The CAMH is Canada's largest mental health and addiction teaching hospital and a world-leading research centre in the field of drug and alcohol consumption. Statistics Canada data show that since the start of the pandemic there has bee

Riders of all levels need to consider riding safely. This means thinking about more than just wearing protective gear while on a horse. As a rider, you need to ask yourself the right questions to ensure you are riding safely and that you and your coach are following safety procedures. Here we cover the top four questions riders should ask themselves before saddling up. Top 4 questions riders should ask Does my coach have insurance? Whether you're a seasoned rider or a beginner at the sport, any

Identity theft and cybercrime are on the rise - and it would seem like no one is safe. Whether a criminal tricks you into providing your personal information using sophisticated phishing scams, holds your data hostage with ransomware or hacks into your social accounts, your identity, safety and assets are at risk. In May, the Canada Anti-Fraud Center cautioned Canadians to secure their personal and financial information due to increases in incidents of fraudsters using Canadians' personal infor

Drew Coulson became interested in physiotherapy after a series of shoulder dislocations experienced while playing hockey. As a physiotherapist, he applies a whole-body approach combining manual therapy, education and functional exercise work. Statistics Canada data show that, at the beginning of this year, 32 per cent of Canadian employees aged 15 to 69 worked most of their hours from home, compared to only 4 per cent in 2016. NFP took the time to discuss working from home conditions with Drew

Do I need cyber insurance? Cyber insurance sounds like something futuristic, or the type of coverage that large businesses should be concerned about, rather than individuals. Yet, people are being impacted every day. We've heard many individual stories of identity theft or attempted fraud due to various kinds of cyber attacks over the past several months. People are asking if their insurance can help and they call looking for guidance. Unfortunately, home insurance does not automatically cover

If you're like many of our clients across Canada, your driving habits changed dramatically over 2020. The elimination of long weekday commutes left many cars parked in driveways, sometimes for multiple days in a row. This change in driving habits has raised questions on how to properly insure motorists who aren't using their vehicle daily. Have you heard of usage-based insurance (UBI)? Many Canadians are opting to sign up and participate in UBI as a means to help lower their insurance costs. UB

With warmer weather just around the corner, expect to see more motorcyclists on the road. Unfortunately, more motorcyclists often means more accidents, so the Ontario Road Rider Association partnered with law enforcement and safety organizations to declare May as Motorcycle Safety Awareness Month.  Here's a round up of tips to help you be more vigilant as a rider.  1. Start out the right way. Begin your journey by taking the rider training course. This should be done before you purcha

300,000,000 - Number of fraudulent sign-in attempts to Microsoft Cloud Services per day. 99.9% - Percentage of attacks that can be blocked by enabling multi-factor authentication (MFA), according to Microsoft. Yet, only 11 percent of user accounts have MFA enabled, despite it being one of the most effective security measures. MFA was typically thought of as a necessity for only larger businesses with a more sophisticated IT infrastructure. However, this is no longer true and even very small com