As hurricanes worsen each year, there are steps you can take to keep you and your loved ones safe and minimize damage to your property.
Before a Hurricane
Stay Informed
Make sure you have access to National Oceanic and Atmospheric Administration (NOAA) radio broadcasts:
- Find a NOAA radio station online.
- Search for a NOAA radio app wherever you purchase your apps.
- Purchase a battery-powered or hand-crank NOAA radio.
Prepare to Evacuate Quickly
Follow all emergency mandates, including evacuation orders. Locate a local emergency shelter or other safe destination ahead of time and know your routes. Pack a safety kit with basic requirements, such as:
- Supplies of food, water, necessary medications and cash (should power outages interfere with electronic transactions).
- Extra clothing.
- Flashlights, cell phones and charging options, and portable radios and extra batteries.
- A first aid kit.
Protect Your Home
- Cover windows with permanent storm shutters or invest in one-half inch marine plywood that is precut to fit your doors and windows.
- Identify a place to store lawn furniture, outdoor toys, gardening tools and trash cans that is away from stairs and exits.
- Clear loose and clogged rain gutters and downspouts to prevent flooding and unnecessary pressure on your awnings.
- Move your furniture and valuables to higher floors in your home.
- Turn off utilities (if told to do so by authorities) to prevent damage to your home or within the community. If you shut off your gas, a professional is required to turn it back on.
- Unplug small appliances to reduce potential damage from power surges.
- Keep all vehicles well-fueled or charged in case of evacuation, as power failures render charging stations and gas pumps inoperable.
- Keep insurance policies, documents and other valuables in a safe deposit box or in a waterproof container, in a place less likely to be damaged by flooding. Keep in mind you may need quick, easy access to these documents.
- Take a few minutes to document the contents of your home with digital pictures or video and create a room-by-room inventory list, if possible.
During a Hurricane
- Use flashlights in the dark if the power goes out (do NOT use candles).
- Continue listening to local area radio, NOAA radio or TV stations for the latest information and updates.
- Avoid contact with floodwater — it may be contaminated with sewage or contain dangerous insects or animals.
- Turn off the power and water mains if instructed to do so by local authorities.
After a Hurricane
Follow Safety Guidelines After the Storm Has Passed
- If evacuated, return only when authorities say it is safe to do so.
- Keep all receipts for out-of-pocket expenses.
- Continue listening to local news or a NOAA weather radio for updated information and instructions.
Return Home Safely
- Keep away from loose or dangling power lines.Report them to the power company immediately.
- Inspect your home’s structure and utilities and systems.
- Take pictures of home damage, both of the building and its contents, for insurance purposes.
- Make sure you have flashlights, cell phones and charging options, portable radios and extra batteries, and a first aid kit.
Notify NFP right away if you believe you will have a claim to file.
Protect your home and loved ones before the winds rise.
Safeguard your assets with hurricane planning.