Winter Storage

Is it time to prepare your motorcycle for winter storage?

As the temperature drops and leaves turn, it's time to consider preparing your motorcycle for winter storage, depending on where you live in Canada.

Before diving into storage tips, remember to keep your insurance active throughout the winter. Motorcycle insurance in Canada is seasonally rated, meaning the winter months (November to February) are included at no extra cost. Keeping coverage allows you to ride on nice days and protects you from potential theft. Cancelling in winter doesn’t save you money — unless you’ve sold the motorcycle, keep the insurance year-round.

Motorcycle Winter Storage Tips:

Oil Change: Change the oil before storing, so your bike isn’t sitting with dirty oil all winter. It's like putting away clean dishes instead of dirty ones. This is also a great time to do a general inspection of your bike before storage.
Fuel Stabilizer: Top off the fuel and add stabilizer to prevent the gas from separating. This minimizes the air in the tank, which can cause corrosion and rust.
Cover and Block Openings: Use a dust cover and block the exhaust and any large openings with foam or a tennis ball to keep mice out. Mice can damage your bike, including chewing through electrical wires.
Protect Tires: Store the bike on wood planks or a stand to reduce cold contact with the tires. Move your bike a foot or so every few weeks to prevent flat spots in the tires.

If you're planning to buy a motorcycle this fall or winter, contact NFP. Our motorcycle insurance specialists offer friendly service, expert advice and competitive rates.

Practice Leaders

Ronn Calderon Business Development Manager, Motorcycle Insurance
Property and Casualty

905.335.7447

Planning a group ride?

Make sure everyone’s protected with coverage built for shared adventures.

Get an Instant Quote Find an Office

Latest Insights

Watersports and Boat Insurance

If you love watersports, make sure your boat insurance can keep up. While standard watercraft insurance policies cover most common towed activities, there are a few important rules and exclusions to keep in mind. Here are answers to some of the most common questions boat owners have when it comes to watersport insurance, towing friends, using personal a watercraft and protecting their equipment. Are watersports such as wakeboarding or tubing automatically covered by boat insurance? Generally, y

Protecting What You’ve Built: Why Expertise Matters in Personal Insurance

When you've spent years building success, insurance is about more than just safeguarding property. It's about preserving your legacy and protecting the life you’ve worked hard to create. At NFP’s Private Client Group, we understand that our clients value more than material assets. They seek thoughtful guidance, tailored protection and a proactive approach to risk management delivered with the highest level of expertise. Personal Insurance That Reflects Your Life Our consultative process begins

Safe Boating in Canada: Six Ways to Protect Your Boat, Your Crew and Your Premiums

Whether you’re cruising inland lakes or heading out into open waters, a few smart precautions can go a long way in keeping your passengers safe and your boat protected — and they might even help keep your insurance costs down. Andrew Walkey, a marine insurance expert at NFP Canada, has seen it all: claims caused by mid-season breakdowns, storm damage in storage and even collisions that could have been prevented with a little extra planning. Here’s his expert-backed primer on staying safe on the

RV Insurance in Canada

More young Canadians are hitting the road in RVs. From hail damage to personal effects, here’s what to know about RV insurance before your next adventure.

Buying Your First Home? Here’s What You Need to Know

Buying your first home is a big milestone — for many Canadians, it’s also their biggest financial commitment. Between saving for a down payment, navigating mortgage approvals and planning for move-in day, there’s a lot to juggle, but buying a home can be a great opportunity to build financial literacy. If you're a first-time buyer, understanding how insurance fits into your financial plan can help you make smart decisions now and protect your investment into the future. The True Cost of Homeown

Understanding the Unique Benefits of Collector Car Insurance

Your collector car isn’t standard — your insurance shouldn’t be either. Discover how tailored coverage protects value, modifications and even salvage rights.

Six Things to Know About Snowmobile Insurance

Learn 6 key things you need to know about snowmobile insurance to stay protected this winter.

Beware of Ghost Brokers

In recent years, a troubling trend has emerged in Canada’s insurance industry: ghost insurance brokers — unlicensed individuals selling fake or fraudulent insurance policies — are preying on unsuspecting consumers. Ghost brokers operate by creating counterfeit insurance policies, tampering with legitimate ones or selling falsified documents. They target vulnerable individuals, especially new drivers, high-risk motorists and others unfamiliar with Canadian insurance processes, such as newcomers

View all Insights