Personal Insurance

Breathe easier with coverage for whatever comes your way.

Your personal property is just that — personal. No one else has the same assets, risks and vulnerabilities you do, so it’s critical that your coverage is as individualized as your needs. NFP experts take the time to listen to you, to see the world through your eyes and to understand your goals. You need a solution designed specifically for you, your assets, your lifestyle and your personal situation. We’ll work with you to make sure your coverage is tailored to meet your needs.

We start with a personalized risk assessment to get a comprehensive picture of your assets and determine what’s needed to protect them. Then we design a strategy that reflects the nuances of certain risks, providing the information and insight you need to make informed decisions.

Comprehensive, Long-Term Support

Placing your coverage is just the beginning. Life changes, and so will your protection needs. Every year – and anytime your goals shift or the unexpected happens – we examine your entire insurance program. We’re able to:

• Review your coverages and look for gaps
• Make sure coverage limits are where they need to be
• Market your coverage to ensure the best placement and price
• Evaluate your program components against new marketplace trends

Expertise

No matter how unique your coverage requirements are, we have the technical expertise and deep industry knowledge needed to untangle complexity, find better ways and answer questions with facts. Our insurance solutions are backed by some of the very best insurance underwriters.

Here for Today, Here for Tomorrow

We’re in it for the long haul. We know your life changes, and so do your protection needs. Every year – and each time your needs or circumstances shift or you experience the unexpected – we look closely at your whole insurance policy.

This allows us to:

• Review your coverages and examine the potential for exposures
• Double check coverage limits are where they should be
• Market your coverage for best placements and competitive pricing
• Measure your program components against emerging trends in the market

Knowledgeable Personal Insurance Specialists

No matter the uniqueness of your coverage requirements, our technical expertise and deep industry connections helps us untangle complexity, increase efficiency, and never leave questions unanswered. We provided insurance solutions backed by experienced, highly effective insurance underwriters. These expert-backed solutions include high limits of excess liability coverage and protection for:

• Homeowners, farm and ranch
• Personal aviation and aircraft
• Automobiles, including antique and recreational vehicles
• Secondary and seasonal homes
• Group excess programs
• Water damage because of overland water or sewer backup
• Watercraft and yachts
• Personal families and kidnap & ransom
• Rental properties
• Valuable personal property, jewelry, fine art and wines
• Domestic staff

You’ve worked hard for everything you’ve earned. We have what it takes to protect everything you’ve worked for. We start by talking to you with the goal of viewing the world through your eyes. From there, we gain insight into the solutions you’re looking for and design a protection plan specifically for you, your assets and your individual situation. The result is coverage tailored to meet your needs.