Coverage Expertise

The Limits of Standard Coverage From contract disputes to design omissions, the risks that design professionals face are specific and far-reaching. A single misstep can trigger a six-figure claim, and without the right errors and omissions  insurance (E&O) coverage in place, the financial fallout can be devastating. Many firms understand that general liability and property insurance aren't designed to address the risks inherent in professional services, but gaps in coverage still emerg

For many Canadian farmers, diversification isn’t just smart; it’s essential. More farms are opening their gates to the public with everything from weddings to hayrides, petting zoos to pick-your-own produce. But with these new experiences come new risk exposures, and a need for insurance that understands both the farm and the guests. “It’s not as simple as just a straightforward farm policy, and it’s not as simple as just a straightforward commercial policy,” says Meghan Mackenzie Bell, a farm

Bonding requires a deep understanding of both the surety market and the unique risk profile of developer-builders.

In today’s global marketplace, uncertainty is the new normal. Geopolitical shifts, protectionist policies and evolving tariff landscapes have introduced new pressures for businesses that rely on cross-border trade. With supply chains under strain and costs rising, companies are increasingly looking for strategic ways to protect their financial stability and position themselves for long-term success. “Business leaders today are dealing with a lot of variables they can’t control,” says Andrew Per

NFP’s daycare insurance offers the coverage, education, resources and expert guidance that daycare operators need to navigate today’s challenges with confidence.

Learn how trade credit insurance can protect your business and fuel growth with expert insights from NFP’s Andrew Perkin.

The construction insurance industry is evolving as technology becomes more integrated into job sites, offering improved risk management and operational efficiency. Members of our Construction and Infrastructure team in Alberta were recently highlighted in Business in Edmonton and Business in Calgary, where they spoke about the increasing role technology is playing in risk mitigation for construction sites. Insurance brokers like NFP are taking a proactive role, acting as partners to help client

In recent years, a troubling trend has emerged in Canada’s insurance industry: ghost insurance brokers — unlicensed individuals selling fake or fraudulent insurance policies — are preying on unsuspecting consumers. Ghost brokers operate by creating counterfeit insurance policies, tampering with legitimate ones or selling falsified documents. They target vulnerable individuals, especially new drivers, high-risk motorists and others unfamiliar with Canadian insurance processes, such as newcomers