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Physicians Solutions

Solutions to help keep your practice productive and safe.

We’re with you every step of your medical journey. 

We are licensed in all 10 provinces around the country. NFP is a leading international insurance broker and consultant providing specialized business and personal insurance, group benefits, retirement and individual solutions through its licensed subsidiaries and affiliates. 

Our solutions include options for life insurance, critical illness, wealth management, home and auto, travel insurance and much more. 

Insurance for Medical Residents and Fellows 

We understand you’re working hard during your residency and spare time is at a premium. We also know your insurance needs will change depending on where you’re practicing and what area of medicine you’ve chosen. Our coverage isn’t exclusive to Canada, either. We can help cover you wherever your residency or fellowship takes you. 

Let us help you take care of your investments so you can take care of your patients. 

A breakdown of your available coverages and limits:

Medical Student offer chart

  • No medical underwriting/nurse visits 
  • Includes the riders: Own occupation, cost of living adjustment and HIV, Hep B & C. 
  • Includes the Future income option up to $25,000/month to increase at a later date without medical underwriting. 
  • Free Coverage – up to 12 months free disability coverage as a medical student & 5 months as a resident, fellow and while entering into practice. 
  • 10% discount applied at time of application. 
  • Guaranteed conversion option to a long-term care policy. 

Solutions for In-Practice Insurance 

Whether you’re in a clinic, hospital or seeing patients virtually, we understand there is little time to consider the countless business decisions involved in running a practice, and their financial impacts. 

Your insurance needs will change during this period and you’ll require additional coverages  to protect you and your practice, including safeguarding against liabilities that arise. 

A financial plan is not a single-purpose, one-time task. When you decide to develop a financial plan for your life, oftentimes it will be a multi-step, multi-purpose and long-term project. Collaborating with experienced advisors is a necessary part of financial planning. The right partner will help foresee challenges, harness opportunities and guide you through the course of your total plan. 

Access the special expertise your legacy deserves as you build your wealth through real estate, investments, and personal and business assets. 

When it comes to financial planning, your partner’s overall approach should deliver well-tailored, comprehensive coverage. NFP’s Individual Life Solutions team offer services in three key areas: 

  1. Life insurance 
  2. Living benefits (critical illness and disability insurance) 
  3. Wealth management and financial planning 

From St. John's, Newfoundland to Victoria, B.C., we follow you wherever your career takes you. 

Trusted Partners 

London Life and Great-West Life now fall under Canada Life.

Sun Life

Canada Life

RBC Insurance

Manulife

Desjardins

BMO

Foresters Financial

Short and Long-Term Objectives 

We help individuals and families preserve, protect and grow their assets, as well as fund their personal, professional and philanthropic goals. Our expertise, market access, industry alliances and buying power are coordinated and delivered through our wholesale and retail life insurance and wealth management platforms. 

Practice Leaders

Sally Hagan
Sally Hagan Benefits, Retirement, and Co-leader of Life
Puja Patel
Puja Patel VP Operations, Life
Better solutions are closer than you think.

Plan ahead with financial tools built for physicians.

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